5 Reasons Private Health Insurance Might Be a Better Fit for the Self-Employed

If you’re self-employed or a freelancer, private health insurance could save you money and give you more flexibility. Learn why it’s a smart choice.

When you’re self-employed, every decision affects your bottom line—including your health insurance.

Many people assume the Marketplace is their only option. But in reality, private health insurance plans may offer better value, greater flexibility, and more personalized service.

Here are 5 reasons to consider a private plan:

1. Lower Premiums for Healthy Individuals

If you’re relatively healthy, private plans can be significantly more affordable than ACA plans, which average everyone’s risk.

2. Greater Customization

With private plans, you’re not locked into limited tiers. You can choose coverage that matches your actual healthcare needs.

3. Faster Access to Care

Many private plans have more streamlined networks, reducing wait times and improving your access to quality care.

4. Broker Support Means You’re Not Alone

Working with a licensed broker like Maceda Health means you get expert help comparing plans, understanding benefits, and getting answers when you need them.

5. You Can Still Get Major Medical Coverage

Private doesn’t mean lacking coverage—it means getting the right coverage.

Final Thoughts

If you’re self-employed or running a small business, private insurance could be the better choice. At Maceda Health, we help you explore every option to find the best fit—without the hassle.

👉 Ready to see your options? Visit macedahealth.com for a free, personalized quote.