Frequently asked questions

You don't have to be a body builder at all, just being in relatively good health makes you a strong candidate for a private plan. Individual assessments will be taken into account, but if you're free from major pre-existing conditions like cancer, heart attack, stroke, or diabetes, a private plan could be a perfect fit for you!

You'd be surprised! With private healthcare, your rates reflect your health, not your income, delivering lower costs and enhanced benefits for those who qualify. Imagine saving $1200-$3600 every year!

No contracts. Cancel anytime. Simple as that. Whether public or private, your freedom is our priority.

Private plans are accessible year-round, offering the flexibility to enroll or switch at any time. Say goodbye to limitations – you're in control of your healthcare journey!

YES! Comprehensive nationwide coverage, both on and off the job. Our private plans provide access to major PPO networks, ensuring you're not restricted to coverage within your county or state. Enjoy peace of mind knowing you're covered wherever life takes you!

ACA/Obamacare is ideal for those with pre-existing conditions or needing maternity coverage, especially if eligible for government subsidies. Without subsidies, it can be expensive due to high premiums and deductibles. Employer plans offer good coverage for employees, with the employer covering 50% of the premium. However, family add-ons can be costly as the employer doesn't contribute. Private insurance involves medical underwriting for lower premiums and better coverage, making it more affordable for lower-risk individuals.

Maceda Health was born from a simple desire: to serve others. For a long time, I knew I wanted to make a difference in people’s lives—but I didn’t know how. When I discovered the world of private health insurance, something clicked. I realized I could help people protect their health, their families, and their finances—all while building genuine relationships. Health insurance is often confusing, impersonal, and overwhelming. At Maceda Health, we’re changing that. We believe that self-employed individuals, small business owners, and families deserve personalized guidance, not generic options. Our mission is to educate, advocate, and make sure you feel supported every step of the way. This isn’t just about policies—it’s about people. And that’s why we do what we do.